Financial & Analytic Report

Vantage Creative Studio

Full-year performance review for FY 2026 — with sales and expenses analysed month by month to expose trend and seasonality.

Prepared byHassan Akkad
PeriodJanuary – December 2026
CurrencyUSD
BasisManagement accounts
Illustrative mock-up — fictional business, all figures invented
Summary

Year at a glance

Revenue is stated net of pass-through media spend. Cost of sales covers freelance talent, production and studio costs directly attributable to client work.

01 · Sales

Monthly sales trend

Revenue by service line for each month of the year. The shape of the year matters more than the total: a clear trough through July–August and a peak in November.

02 · Sales

Revenue mix

Where the year's revenue came from, and how dependable each stream is.

Reading the mix
  • Retainer Services is only 24% of revenue but arrives every month regardless of season — it covers roughly half of fixed overhead.
  • Brand Strategy is the largest line and the most volatile; it drives both the August trough and the November peak.
  • Concentration risk sits in project work: 76% of revenue has to be won again each year.
03 · Expenses

Monthly expenses breakdown

Cost of sales moves with revenue; everything below it is largely fixed. That gap is what makes the quiet months expensive.

Annual cost structure

Cost observations
  • Salaries are 35% of revenue and do not flex with the season — the single biggest lever on profitability.
  • Cost of sales holds between 29% and 34%; the July–August rise reflects a heavier freelance mix on thinner volume.
  • Fixed overhead runs about $78,500 a month including depreciation. At a 66% contribution margin, roughly $119,000 of revenue a month is needed to break even — which is why August, at $121,600 but on a weaker cost mix, still made a loss.
04 · Profitability

Monthly margin trend

Gross margin is stable all year; net margin is not. The distance between the two lines is the fixed cost base working against a seasonal revenue line.

Net profit by month

05 · Statements

Income statement — full year

Quarterly columns with the full-year position. The chart view traces how revenue becomes net profit.

06 · Statements

Balance sheet & cash

The studio is debt-free. Cash dips in September on a capital purchase, then rebuilds through the strong final quarter.

Balance sheet at 31 Dec

07 · KPIs

Ratios & indicators

08 · Conclusions

Strategic insights

Revenue

  • Grow retainers — a further $10,000 of monthly retainer would have carried August out of loss and into roughly $2,700 of net profit.
  • Build a summer offer priced for the quiet months rather than discounting peak work.
  • Package strategy with production to lift the average project value.

Cost

  • Shift part of the freelance base to variable engagement so cost of sales tracks the season.
  • Review software licences against actual seats — 3.2% of revenue for tooling is high.
  • Hold headcount flat until monthly revenue clears $150,000 consistently.

Cash & working capital

  • Receivables sit at 45 days; pulling this to 35 releases about $55,000 of cash.
  • Stage capital purchases outside the Q3 trough.
  • Hold three months of fixed cost — about $235,000 — as a cash floor.